10 December 2013
Current accounts with Jadranska banka d.d. can be
opened by all citizens of the Republic of Croatia who
realize permanent monthly income based on transfers from
giro accounts or by currency savings depositing. By opening
a current account with Jadranska banka d.d. Šibenik you
manage your own financial funds simply and safely, together
with having a possibility of access to your own money at any
time, in Croatia and worldwide, too.
To you and persons authorized by you, a current account with Jadranska banka gives you a series of
At opening a current account, You become a holder of a MBCARD/Maestro/Cirrus, an international
multi- purpose debit card which represents
the basic and obligatory
instrument of free use of funds on a current
- CHEQUES AND CHEQUE BOOKS AT YOUR DISPOSAL
You can use cheques of Jadranska banka d.d for paying
at points of sale, for cash payouts at other
banks and offices of the Croatian Post.
Cheques and cheque books give You the opportunity of paying in instalments or with deferment. The advantage of this kind of
payment is twice as big. It enables the issuer to plan his own expenditures and
the beneficiary to discount the same cheques with collection guarantee regardless of the balance of the issuer's account.
- CURRENT ACCOUNT OVERDRAFTS
Current account holders can use short-term loans totalling the
triple amount of their monthly income. The time of
withdrawing loans or using permitted overdrafts of current accounts is not limited. The interest rate on permitted overdrafts totals 13,9%.
Unallowed overdrafts represent a passive balance of current accounts over the permitted one and , together with an existing obligation to bring down an overdraft to the permitted limit in the shortest possible time period, the holder is liable to other
sanctions. The interest rate on unallowed overdrafts amounts to 14,0%.
Interest rates are subject to change pursuant to Bank's
Decision on Interest Rates.
- PAYOUTS OF PENSIONS
THROUGH CURRENT ACCOUNTS
Pensioners can receive their pensions thorough current accounts. Together with all benefits offered by current accounts, the Bank offers a special benefit of withdrawing pensions on the first day
of each month, with no fees or any other cost whatsoever.
- PERMANENT ORDERS
stipulating Contract on Permanent Order, Jadranska banka saves Your time and takes care of timely
paying bills issued by HRT, CRONET and VIP-NET (paying fixed
as well as mobile phone services), with no charging of
- Other information:
At request, You can get information as to balances of Your current account by means of
monthly statements which are sent to Your home address.
Sending monthly statements is charged
For all other information on Your current account,
you can get in
touch by calling the phone number
+385 (0)22 242 - 176 ; +385(0)22 242 - 182. , or by turning to the branch office closest to You.