Other
- The loans can be used by physical persons of age,
citizens of the Republic of Croatia.
- If they do not fulfill necessary preconditions, borrowers can offer 1 to 3 co-debtors.
- If the borrower does not have a full time job,
or is on maternity leave, a loan can be
borrowed with a creditworthy co-debtor.
- It is desirable that not all loan participants are employed by the same employer.
- To the
following job groups may belong one loan participant
only: artisanship owners, free
professionals, persons
employed by a company/artisanship/free professionals with
less than 5 employees, persons working abroad,
persons receiving a pension from abroad or sailors
on foreign ships. In case one of such
persons is a loan user,
the Bank may require that a creditworthy co-debtor be
involved.
- The CUSTOMER'S STATUS implies to have an open current
or another account with the Bank through which at least one of the following permanent incomes is realized: a
salary, a pension, a compensation for milk or similar
regular monthly compensations, operating through
the giro account for owners of companies,
artisans
and free professionals.
- Loan participants may not be the following persons
unless they offer one creditworthy co-debtor: persons
employed by the companies in bankruptcy, persons
receiving only disability allowance or a pension
for minors, persons on sick leave for
more than
40 days.
- Participants in loans of physical persons must
not be employed by legal persons, artisans, free
professions, those that showed a payment blockade in
the last 6 months lasting more than 15 days.
- The Bank reserves its discretional right not to
grant long -term loans ( with maturity terms of more
than 12 months) to physical persons if the repayment maturity
date implies the loan participant age is over 65
years. Exceptionally, the mentioned life age may be of
70 years if the loan participant offers a life insurance
policy, vinculated in favor of the Bank.
- In connection with particular requests, the Bank is not obliged to
explain the bases of its
decisions
|
|
|
 |
|
Applicable
as of:
4.2.2012.
|
|
|
| curr. |
|
buying |
mean |
selling |
| AUD |
1 |
6,053832 |
6,158527 |
6,263222 |
|
| USD |
1 |
5,666036 |
5,752321 |
5,838606 |
|
| CHF |
1 |
6,195537 |
6,289885 |
6,384233 |
|
| EUR |
1 |
7,518054 |
7,578683 |
7,631734 |
|
| GBP |
1 |
8,978834 |
9,115568 |
9,252302 |
|
| CAD |
1 |
5,662698 |
5,760629 |
5,858560 |
|
|
|
| Complete foreign exchange list |
|
|
|
|
|
|
|
