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Home > Operations > With citizens > Loans > Non purpose cash loans > Documentation necessary for obtaining a loan

Documentation necessary for obtaining a loan

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Necessary documentation:
  1. A filled in  loan request form,
  2. A confirmation of income certified by the employer,
  3. For pensioners, a confirmation of the pension amount , 
  4. The original document of the last pay or pension rolls (or a certified copy of them),
  5. Copies of identity cards of loan participants having registered residence in the Republic of Croatia,
  6. A document in which the JMBG (Unique citizen's identification number) is visible  ,
  7. A signed declaration of the consent to use  JMBG,
  8. For loan participants employed by companies with less than 10 employees, free professionals and artisans,  information on creditworthiness is required (BON2/SOL2  form of the company, artisanship) the original or a copy certified by FINA or an issuing bank, not older than 15 days,
  9. In case a loan participant is employed by an artisan /free professional, he must additionally submit:                    
    1. an IP form for the last year, certified by his employer,
    2. a survey of payouts for the current year
  10. Owners of artisanships and free professionals must also present:
    1. a copy of  Certificate of Artisanship and/or Decree on Registration into Register of Artisanships  as well as a photocopy of all status changes or, issued by a competent authority,  Decree on Registration in Artisanship Register-for free professionals,
    2. a tax return declaration with a survey of all incomes and outflows as well as a decision by the Tax Administration  for the last year,
    3. a survey of all incomes and outflows for the current year,
    4. statement of transactions on the giro account or information on creditworthiness- a BON 2/SOL 2 form ( original or a copy certified by FINA or an  issuing bank), not older than 15 days,
    5. confirmation by the Tax Administration testifying  all contributions and taxes have been settled. 
  11. If the loan user is a sailor on a foreign ship, he must also present  as follows:
    1. a confirmation by the employer on  his work status and  his monthly income in  the last 12 months,
    2. a copy ( the original to be presented) of the seaman's book where can be seen embarkation and disembarkation dates ,
    3. a  labour contract extended at least once in the  last year,
    4. a foreign currency account opened with a bank through which he receives his salary.
The Bank reserves the right to ask for additional documentation if necessary.
 
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Applicable as of: 8.2.2012.
curr.   buying mean selling
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last edited 04-8-2008.
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