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Home > Operations > With companies > Long-term financing > Long-term loans in collaboration with county and ministry > Lending programme "Incentive of Šibenik"

Lending programme "Incentive of Šibenik"

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The programme is based on a long-term cooperation between the Bank and County Šibenik-Knin.

The users of  these loans can be entrepreneurs having their seats  in the area of this county as well as other entrepreneurs investing in the county,  regardless where their head office is.

The loans are granted for:

  1. Buying building lots and appertaining land as well as for regulating infrastructure
  2. Buying, building , adapting or enlarging existing facilities
  3. Purchasing equipment or single parts of it
  4. Acquiring means of transport or vessels in the function of entrepreneurship
  5. Acquiring operating means functioning as investments or for improving business operations ( up to 30% of the amount of loan granted, except for refinancing and refunding  existing loans)
  6. Refinancing existing unfavorable loans (with an interest rate totaling  9% or more) or refunding  previously invested funds used for similar purposes.
Repayment term: up to 12 years,
Grace period: 1 to 2 years, included in the repayment term
Interest rates: the three-month EUROBOR + 3,7%,
Fees: 0,80% to the amount of loan granted is paid by County.

Lowest loan amount: euro 5.000,00 (counter value in kuna)
Highest loan amount: not determined and depends on creditworthiness and the quality of projects.



 
  Programme "Local development projects-entrepreneur"  
Programme "Incentive of Šibenik"
Programme "Replacement-Jadranska banka"
  Documentation for legal entities  
Documentation for artisans
Loan security instruments
 
Applicable as of: 17.5.2012.
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last edited 04-8-2008.
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