The Bank charges fees for services of payment operations with
foreign countries and inland currency operations, all in accordance
with Decision on Fee Tariffs.
Decision on Fee
Tariffs
|
FEE
TARIFFS |
| |
I
PAYMENT OPERATIONS WITH foreign
countries |
| 1. |
MONEY
TRANSFERS |
|
| 1.1. |
NOSTRO MONEY
TRANSFERS (outflows) |
|
| 1.1.1. |
By orders of domestic and foreign
legal persons ( in kuna countervalue) |
|
| |
up to EUR 100.000,00 |
0,30% - 80,00 KN, min. |
| |
100.001,00 - 500.000,00 EUR |
0,25% |
| |
500.001,00 EUR and above |
0,20%- 15.000,00 KN, max. |
| 1.1.2. |
Transfers
from accounts of
domestic and foreign legal persons |
0,3% 80,00-
KN,
min. |
| |
|
|
| 1.2. |
LORO MONEY
TRANSFERS (inflows) |
|
| 1.2.1. |
Transfers in favour of legal
persons' accounts
( in kuna countervalue) |
0,3% -
80,00 KN, min. 10.000,00- KN, max. |
| 1.3. |
CONDITIONAL TRANSFERS WITH
DOCUMENTS |
0,3%
80,00 KN, min. |
| |
Apart from a fee for conditional
transfers, a fee from Tariff items 1.1. and 1.2 of Decision on Tariffs is charged |
|
| |
Payment transaction operations
for all humanitarian and charity purposes are carried
out without any fees |
|
| 2. |
DOCUMENTARY
CREDITS |
|
| 2.1. |
IMPORT (NOSTRO) LETTERS
OF CREDIT |
|
| 2.1.1. |
Processing a request to the Bank's
management |
|
| 2.1.2. |
opening a letter of credit with
coverage depositing |
0,3% 300,00 KN,
min., payable one -time |
| 2.1.3. |
opening a letter of credit
with deferred coverage depositing |
0,7% 400,00 KN, min.
quarterly |
| 2.1.4. |
obtaining a bank's confirmation |
0,2%
300,00 KN, min. + real
costs |
| 2.1.5. |
transfer of a letter of
credit |
0,3%
300,00 KN,min. |
| 2.1.6. |
change of a letter of credit,
cancellation and non -using a letter of credit |
300,00 KN |
| 2.2. |
EXPORT (LORO)
LETTERS OF CREDIT |
|
| 2.2.1. |
notifying with no
obligation |
0,1% 300,00 KN, min.
1.000,00 KN,max. |
| 2.2.2. |
confirmation |
upon agreement |
| 2.2.3. |
change of a letter of credit
conditions |
300,00 KN
payable one- time |
| 2.2.4. |
transfer of a letter of
credit |
0,3%
300,00 KN,min. |
| 2.2.5. |
assistance with completing
documents |
200,00 KN |
| 2.2.6. |
taking over
and reviewing documents |
0,2%
400,00KN, min |
| 2.2.7. |
notification
of a letter of credit through two inland banks |
50% of the
notification fee, no commitment |
| |
- At
paying on loro or nostro letters of credit, the Bank
charges fees from tariff items .1.1 and
1.2. Fees are calculated and charged in advance
quarterly, not depending on the calendar quarter. Every
commenced period is calculated as a whole one.
If the letter of credit passes into
7 day of a new calendar period , the fee
for that period is not calculated.
- With term letters of credit, fees are credited
until the expiry of the payment term.
- Fee collected is not refunded in case a letter of credit
, for whatever
reasons, is not used or not used in
full.
- Apart from fess mentioned above, the Bank charges
all real costs it had in executing services in foreign
currency or in kuna operations, in the country or abroad.
|
| 3. |
GUARANTEES -
in operations with abroad |
|
| |
fee for processing
requests for issuing all guarantees with no coverage |
0,2%
one-time, 500,00 min 10.000,00 KN, max |
| |
fee for
Processing requests for changing conditions oin the
contract on issuing guarantee- extension |
0,1%
one-time 250,00,min 5.000,00 KN,max |
| |
wavering a
guarantee granted |
The Bank
keeps the fee |
| |
changing
guarantee conditions |
500,00 KN
payable one-time
|
| |
fee for invitations to
payment operations |
500,00 KN |
| |
wavering
a guarantee already granted |
The
Bank keeps the fee |
| 3.1. |
NOSTRO
GUARANTEES |
|
| 3.1.1. |
issuing
guarantees with 100% cash collateral deposited |
0,2%
quarterly
200,00,min 1.000,00 KN, max |
| 3.1.2. |
issuing
payment guarantees |
0,4%
quarterly 500,00 KN, min |
| 3.1.3. |
issuing
performance guarantees |
0,4%
quarterly 500,00 KN, min |
| 3.1.4. |
issuing
indirect guarantees |
0,5% quarterly 500,00 KN,min |
| 3.1.5. |
issuing
letters of intent- non-binding |
1.000,00
one- time |
| |
- At collection on guarantees, a commission
on payments through transfers of this Decision is
charged
- Fee on nostro guarantees is charged and collected quarterly and in advance on a balance
found
- The fee is charged on the real number of days in
an accounting period.
- In case of a premature extinction of a
guarantee, a refund of money paid in is not carried
out
- At issuing guarantees for orderly repayment of
loans, the calculation base for fees is the obligation wholly guaranteed, i.e. the loan amount
with belonging interest. If the customer with a loan
obtained, for which the Bank issued a guarantee,
settles his debt towards the Bank, the fee
is reduced by 50%.
- Together with all costs specified, the principal bears
real costs of a third party's operations charged
to the Bank (foreign bank costs, DHL and other
costs).
Commissions and fees are calculated for all customers
classified in the A group. |
| 3.2. |
LORO GARANCIJE |
|
| 3.2.1. |
notification
of a guarantee without an obligation |
500,00 KN |
| |
notification
of a guarantee change |
500,00 KN |
| 3.2.2. |
confirmation |
upon
a special decision by the Bank's, depending on
the country risk and the bank |
| 3.2.3. |
request
for guarantee change |
500,00 KN |
| 3.2.4. |
protesting
a guarantee |
500,00 KN |
| |
II
OPERATIONS OF FOREIGN CURRENCY CLAIM SETTLEMENTS |
| 4. |
EFFECTIVE
FOREIGN CURRENCY |
|
| 4.1. |
taking
over effective foreign money and cheques from a
money exchanger |
no fee |
| 4.2. |
depositing
effective foreign money to a foreign currency account
upon the collection of export of goods and
services |
0,30% |
| 4.3. |
withdrawals
of effective foreign money from the foreign currency
account for business trips |
0,5% |
| 4.4. |
sale
of effective foreign money for business trips |
1% 100,00 KN,min |
| 5. |
CHEQUES |
|
| 5.1. |
Taking
over cheques from legal persons for sending them
for collection with crediting foreign currency accounts |
0,3% 100,00 KN,
min. |
| 6. |
FOREIGN CURRENCIES
AND KUNA ACCOUNTS OF FOREIGN LEGAL PERSONS |
|
| 6.1. |
opening
and closing of an account |
no fee |
| 6.2. |
payouts
in effective foreign money |
0,5% |
| 6.3. |
for all
other operations is applied the same tariff as for domestic
legal persons |
|
| |
III
OTHER OPERATIONS |
| 7.1. |
cancellation
of a transfer |
100,00 KN |
| 7.2. |
foreign
currency complaints |
100,00 KN +
real costs |
| 7.3. |
remainders |
|
| 7.3.1. |
first remainder |
30,00 KN |
| 7.3.2. |
second
remainder |
50,00 KN |
| 7.3.3. |
third
remainder |
70,00 KN |
| 7.4. |
other
confirmations |
100,00 KN |
| 7.5. |
execution
of transcripts of card statement , documents and similar |
100,00 KN |
| 7.6. |
copies of
documents |
3 KN
a customer |
| 7.7. |
filling in
forms 14 and 15 |
30,00 KN a
customer |
| 7.8. |
daily
sending foreign exchange lists (except for
exchangers) |
500,00 KN
semi-annualy |
| |
sending
data out of historic foreign exchange lists ( up to 10
dates) |
50,00 KN |
| |
copies of
documents from the microfiche department |
10,00 KN a
page |
| 7.9. |
servicing
costs of factoring operations on the amount of
factoring used on contracts bought with the balance of
account by the end of the month |
0,2%
monthly |
| 7.10. |
servicing
costs of factoring operations in advance for
each month on amounts of invoices when due |
0,2% monthly
|
| |
- the customer must settle his matured debts
on all bases in advance (capital, interest, fee) within
15 days as of the obligation date of his obligation
towards the Bank
- Expired the date and following the first
reminder, a regulatory default interest is
calculated for the whole period of his obligation
towards the Bank.
- If the interest due resulted out of
purposes where the regular interest rate
is bigger that the obligatory default
interest rate, calculations of interest is applied
on due payables at the bigger interest
rate.
- Every subsequent reminder is sent in
time intervals of 8 days and is charged in
accordance with Decision (on the biggest
tariff of reminder sending costs).
|
| |
IV
REAL EXPENSES |
| 1. |
The
principal must settle all commission and expenses
charged by the foreign correspondent bank. |
| 2. |
Apart
from fees foreseen by this Decision, the Bank charges
all real expenses experienced in foreign currency
and kuna operations, in the country and abroad. |
| 3. |
Real costs are
charged even then when by this Decision is foreseen
that relative expenses are collected with no fees. The
Bank may collect even other expenses encompassed with
this Decision, if the same is regulated by a special
agreement between the Bank and a beneficiary of a
service. |
| |
V
GENERAL REGULATIONS |
| 1. |
The
Bank collects service fees from the beneficiary unless foreseen
otherwise by an agreement between customers
and the Bank. |
| 2. |
For
services not envisaged with this Decision
but appearing in
the Bank's operations, the fee amount will be
determined between service users or with a special
decision. |
| 3. |
Fees
for services determined with this decision are the lowest
possible. The Bank will determine even bigger fees, depending
on market conditions of offer and demand and, also, by taking
into consideration the Bank's operating risk and
expenses. A Decision mentioned in previous count
is made by the Bank's management. |
| 4. |
Calculation of fees on guarantee operations the Bank
will carry out every three months, at the end of every
quarter by using the EURO method (the real numberof
use /360). The calculation base is the balance of
guarantee obligation in the Bank's books. |
| 5. |
For
services of foreign currency operations
delivered by the Bank to its customers in the
country,
fees are calculated in kuna at the moment of executing
services at the ruling selling rate of Jadranska banka
d.d.. Šibenik. The collection of fees is done in
advance, i.e. at the moment of the execution of
services. |
| 6. |
The
calculation of fees for services delivered , as well
as real costs referring to legal persons, mature
immediately, at most, within 15 days as of
debiting. |
| 7. |
If
the balance of receivables on fees bases , that in the
meantime was calculated and collected, totals less
than 1 kuna for citizens and 5 for legal persons, it
is written off. |
| 8. |
If
a liquidation procedure is announced, fee totaling less than 5 kuna is not reported
in the bankruptcy estate. The amount not collected
is written off as extraordinary expenditure. At publicizing a
legal person's liquidation procedure, the Bank will calculate fees,
otherwise calculated quarterly,
in advance for all three quarters, i.e. for the whole period
of obligation of the customer towards the Bank.
|
| |
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Applicable
as of:
4.2.2012.
|
|
|
| curr. |
|
buying |
mean |
selling |
| AUD |
1 |
6,053832 |
6,158527 |
6,263222 |
|
| USD |
1 |
5,666036 |
5,752321 |
5,838606 |
|
| CHF |
1 |
6,195537 |
6,289885 |
6,384233 |
|
| EUR |
1 |
7,518054 |
7,578683 |
7,631734 |
|
| GBP |
1 |
8,978834 |
9,115568 |
9,252302 |
|
| CAD |
1 |
5,662698 |
5,760629 |
5,858560 |
|
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| Complete foreign exchange list |
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